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Small Business
Checking Account

Keep your small business running smoothly.
Find service, care and good relationships with Coastal States Bank.

The Perfect Small Business Checking Account.
The Perfect Small Business Checking Account.

The Perfect Small Business Checking Account.

Get free checking services for your business.
With a Coastal States Bank Small Business Checking Account, you'll receive free checking services and features you need to run your business smoothly. Plus, you'll have access to a team of dedicated business bankers who will work to understand your needs and help meet them. That means better service, more personalized attention and true partnership from start to finish.

Account Features

  • $500 minimum to open
  • Includes a free, no fee instant issue ATM/Debit card with worldwide access1
  • Earn rewards on debit card transactions with uChoose Rewards®2
  • $8 monthly maintenance fee eligible to be waived3
  • First 400 items processed free; then $0.25 per item
Find a Branch

Experience the Benefits. Explore the Services.

No matter which Coastal States Bank checking account you choose, you’ll find convenient and reliable services that make banking your way a pleasure.

Business Online Banking4
Bill Pay4 5
Courtesy Overdraft Service6
ATM/Debit Card
Worldwide ATM Access
24-Hour Telephone Banking
uChoose Rewards®
Treasury Management

Other Services Include:

Remote Deposit3 • Positive Pay3 • Business Sweep Services3 • Notary Services3 Merchant Services3 • ACH Origination Services3 • Wire Transfers3

We Help Our Clients Succeed Every Day

“We are so grateful for our relationship with Coastal States Bank. As a small business, their combination of expertise and excellent customer service has made them the perfect banking partner as we continue to grow our business.

- Taylor Ward, COO, North Georgia Foundations

Leave Paper
and Clutter Behind.
Leave Paperand Clutter Behind.

Leave Paper
and Clutter Behind.

Enroll in eStatements - the safe, simple, and green way to view your statements and check images online.

Estatements & Notices

Other Important Information

1 $50 minimum withdrawal required to avoid service charge

2 $8 monthly maintenance fee waived if $500 daily balance is maintained.

3 Debit Card and customer activation required.

4 Message and data rates may apply. Fees may apply for certain optional services available through Business Online & Mobile Banking.

5 Fees may apply.

6 Coastal States Bank may pay overdrafts at our discretion and reserves the right to terminate this service at any time. For each overdraft transaction that is paid by the bank, accountholders are required to pay a $31 overdraft fee. Items not paid will be returned and will incur a $31 returned item fee. Overdraft service applies to checks, pre-authorized electronic debits, and online banking and bill payment transactions. Reimbursement of overdraft coverage payments must be made promptly by making a deposit in your account. Overdraft items are generally not covered for accounts that are not in good standing or do not have regular deposits.