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Elite Checking

Made for 60+. Open and Earn.

Enjoy senior perks with a no-minimum balance checking account that earns interest. Open a checking account online.

Checking Accounts for Seniors
Checking Accounts for Seniors

Checking Accounts for Seniors

Easy to open. Easy to earn.
If you're 60 or older, this account pays interest on your balance with no minimum requirement. Plus, you'll enjoy all the features that make banking with Coastal States Bank convenient. Easy access to your money, online and mobile banking available 24/7, and the peace of mind that your finances are secure. And when you need assistance, our relationship bankers are just a phone call away.

Account Features

  • $50 opening balance
  • Includes a free ATM/Debit card with worldwide access1
  • Earn rewards on debit card transactions with uChoose Rewards®2
  • Earns interest > $1,000
  • No minimum balance
  • No monthly service charge

Experience the Benefits. Explore the Services.

No matter which Coastal States Bank checking account you choose, you’ll find convenient and reliable services that make banking your way a pleasure. 

Online Banking3
Mobile Banking3
Bill Pay3 4
Mobile Deposit3

Direct Deposit
ATM/Debit Card
Worldwide ATM Access
24-Hour Telephone Banking
uChoose Rewards®

Other Services Include:

  • Courtesy Overdraft Service5
  • Notary Services4
  • Bank to Bank Transfers4
  • Wire Transfers4
  • Safe Deposit Boxes
Want Extra Retirement Savings? Get a Money Market Account
Want Extra Retirement Savings? Get a Money Market Account

Want Extra Retirement Savings? Get a Money Market Account

Add extra savings to your pocket with a Coastal States Bank Money Market Account. Setup is easy and flexible, so you can make the most of your money.

Explore Money Market Account

Other Important Information

1 $50 minimum withdrawal to avoid service charge.

Debit card and customer activation required.

3 Message and data rates may apply. Fees may apply for certain optional services available through Personal Online & Mobile Banking.

4 Fees may apply.

5 Coastal States Bank may pay overdrafts at our discretion and reserves the right to terminate this service at any time. You are required to pay a $31 overdraft fee for each overdraft transaction that is paid by the bank. There is a limit of $155 each day in total fees that you can be charged for overdrawing your account. Items not paid will be returned and you will incur a $31 returned item fee. Overdraft service applies to checks, pre-authorized electronic debits, and online banking and bill payment transactions. Additionally, ATM withdrawals and one-time debit card transactions are covered if you choose to opt in to this service for those transactions. Reimbursement of overdraft coverage payments must be made promptly by making a deposit in your account. Overdraft items are generally not covered for accounts that are not in good standing or do not have regular deposits.