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Commercial Loans

Big bank services. The local way.
Find your ideal commercial lending option to grow your business, paired with exceptional service from Coastal States Bank.

All You Expect from a Big Bank. Plus the Extra Care.
All You Expect from a Big Bank. Plus the Extra Care.

All You Expect from a Big Bank. Plus the Extra Care.

Flexible, commercial loans.
We're proud to offer a diverse range of Commercial Loan solutions that are customized to meet your business's unique needs. Our goal is to contribute to the growth and prosperity of our communities by providing flexible options for businesses like yours.

Equipment and Capital Expenditure Loans

  • Maximize your business potential with flexible financing options designed for equipment and specialty assets that keep your operations running smoothly. Reach out to our lenders to discuss your needs.

Working Capital Line of Credit

  • Revolving lines of credit are a great option for meeting short-term cash flow your business needs. These credit lines are usually secured and monitored by business assets like accounts receivable and inventory. They offer a flexible and efficient way to manage financial resources, keeping operations smooth and stable. Talk to an expert lender about options.

Refinancing Commercial Debt

  • By refinancing existing commercial debt, you can boost cash flow, cut expenses and extend the repayment period. This smart move not only maximizes financial efficiency but also promotes long-term sustainability and economic growth. Explore the options available with Coastal States Bank.

Mergers, Acquisitions and Business Expansion

  • Going through a merger or acquisition requires financing to bring resources together and create a seamless business operation. Ask us about financing options for your business changes.

We Help Our Clients Succeed Every Day

"CSB has been super accommodating, always accessible, friendly, and understanding of our needs. They are part of the local community, understand our unique business needs, are willing to grow and adapt with us and are supportive of our brand within the local community."

- CSB Client

Connect with a Lender

Brian Smith

Brian Smith

Savannah Regional President

Office: (912) 400-5271

Mobile: (912) 667-9191

bsmith@coastalstatesbank.com

NMLS# 1014183

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Diana McDougall

Diana McDougall

Lowcountry Regional President

Office: (843) 341-9910

Mobile: 843) 304-6966 

dmcdougall@coastalstatesbank.com

NMLS# 1086486

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Alan Patterson

Alan Patterson

Commercial Banker / Home Builder Finance

Office: (678) 553-9420

Mobile: (404) 884-4756

apatterson@coastalstatesbank.com

NMLS# 921197

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Beth Birdwell

Beth Birdwell

Senior Business Relationship Manager

Office: (843) 341-9911

bbirdwell@coastalstatesbank.com

NMLS# 782018

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Carol Stone

Carol Stone

Commercial Lender / Home Builder Finance

Office: (912) 400-5272

Mobile: (404) 408-2634

cstone@coastalstatesbank.com

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Paul Black II

Paul Black II

Commercial Banking Team Leader

Office: (678) 553-9419

Mobile: (770) 361-7600

pblack@coastalstatesbank.com

NMLS# 810996

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See All Small Business Loans.
See All Small Business Loans.

See All Small Business Loans.

If you are looking for other options, check out all of our small business lending solutions, including SBA loans and more.

Small Business Administration (SBA) Loans